Guiding Your Canadian Wealth Building Journey
Blog Posts
![Episode 110: Unlock the Power of Retained Earnings: Tax Strategies for Business Owners and Wealth Builders [Secret Sauce Ep23]](https://canadianwealthsecrets.com/wp-content/uploads/2024/11/CWS-108-SS-022-Image-400x250.png)
Episode 110: Unlock the Power of Retained Earnings: Tax Strategies for Business Owners and Wealth Builders [Secret Sauce Ep23]
Listen here on our website:Or jump to this episode on your favourite platform:Watch Now! Incorporated business owners: what if you could use your retained earnings to grow your wealth, reduce taxes, and leave behind a supercharged estate—all at the same time? For...
Episode 109: How To Supercharge your RRSP: A Tax Guide for Canadian Entrepreneurs
Listen here on our website:Or jump to this episode on your favourite platform:Are you maximizing the use of your RRSP contributions, or could you be missing out on tax savings and wealth-building opportunities? In this episode, Kyle Pearce and Jon Orr dive into...
How One Canadian Business Owner Unlocked $3 Million in “Hidden” Wealth – Without Spending a Penny More
Client StoryHow This Canadian Business Owner Unlocked $3 Million in “Hidden” Wealth – Without Spending a Penny MoreImagine running a successful business for over 20 years, with retained earnings building up inside the company. For one of our clients, this was a...
Episode 107: Cash Damming vs. Smith Maneuver For Canadian Investors
Listen here on our website:Or jump to this episode on your favourite platform:Are you missing out on tax savings and passive income by not taking advantage of smart debt strategies like cash damming? Many Canadians are familiar with the Smith Maneuver for converting...
![Episode 106: Avoid Throwing $90K Down The Drain In This Canadian Passive Income Trap [Secret Sauce Ep21]](https://canadianwealthsecrets.com/wp-content/uploads/2024/10/CWS-104-SS-020-Image-1-400x250.png)
Episode 106: Avoid Throwing $90K Down The Drain In This Canadian Passive Income Trap [Secret Sauce Ep21]
Listen here on our website:Or jump to this episode on your favourite platform:Are you unknowingly giving away tens of thousands of dollars in taxes each year by being too conservative with your passive income and business earnings? For many business owners, keeping...
Episode 105: Why RRSPs Are Right For Only Some Canadian Business Owners
Listen here on our website:Or jump to this episode on your favourite platform:Are you confused about whether to keep contributing to your RRSPs or shift your focus to other wealth-building strategies? In this episode, we dive deep into the ongoing debate between RRSP...
Episode 104: Why Your Car Loan Is Draining Your Canadian Wealth (And How to Fix It) [Secret Sauce Ep20]
Listen here on our website:Or jump to this episode on your favourite platform:Tired of sinking money into car loans that seem never ending while leaving you trapped in a pit of depreciation? In today’s world, cars are a necessary expense for most of us, but they often...
Episode 103: Why Strategic Leverage Wins: Logic Over Emotion To Maximize Canadian Investments
Listen here on our website:Or jump to this episode on your favourite platform:Are emotions holding you back from growing your wealth? Are you making objective decisions regarding your wealth or is it possible that you’re like most business owners, entrepreneurs, and...
![Episode 102: The Million Dollar Mistake Most Canadians Are Making [Secret Sauce Ep19]](https://canadianwealthsecrets.com/wp-content/uploads/2024/10/CWS-102-SS-019-Image-400x250.png)
Episode 102: The Million Dollar Mistake Most Canadians Are Making [Secret Sauce Ep19]
Listen here on our website:Or jump to this episode on your favourite platform:Are you making the million-dollar mistake of paying off your mortgage too soon, missing out on greater wealth opportunities? In this episode, Kyle Pearce reveals a common financial misstep...
Episode 101: The Waterfall Method: Transfer Wealth, Minimize Canadian Taxes, and Build a Legacy
Listen here on our website:Or jump to this episode on your favourite platform:Are you prepared to protect your wealth and pass it on to future generations, all while enjoying your financial gains today? In this episode of Canadian Wealth Secrets, Kyle Pearce and Jon...
Episode 100: Why Interest Rates Don’t Matter If You Have Assets | Canadian Investment
Listen here on our website:Or jump to this episode on your favourite platform:Are you focusing too much on interest rates when planning to utilize good debt and conservative leverage for planning your financial future? In this episode, we dive into why interest rates...
Episode 99: Why The CRA is the Joint Venture Partner You Never Asked For and How To Plan For It
Listen here on our website:Or jump to this episode on your favourite platform:How to understand and navigate the joint venture partner you have in every single deal and investment you have! In this episode, Jon Orr and Kyle Pearce dive into the power and potential...
Episode 98: Why Your Holding Company Will Be Double-Taxed in Canada (And How to Fix It)
Listen here on our website:Or jump to this episode on your favourite platform:Are you unknowingly setting yourself up to lose over 70% of the wealth you built up through capital gains in your Canadian holding company? Many incorporated business owners are unaware of a...
Episode 97: Why You Shouldn’t Pay Off Your Canadian Mortgage (what you should do instead)
Listen here on our website:Or jump to this episode on your favourite platform:Should you pay off your mortgage? Is paying off your personal mortgage early truly the best financial move you can make? If you do, then it’s possible you will miss out on other...
Episode 96: Should You Refinance Your Canadian Investment Properties to Pay Down Your Primary Home Mortgage? | Passive Income
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered how you can refinance your real estate and tap into the hidden equity to build wealth while minimizing taxes? In today's real estate market, many property owners are...
Episode 95: Two Barriers Preventing You From Reaching Financial Independence | FIRE
Listen here on our website:Or jump to this episode on your favourite platform:You may not ever reach financial independence, listen in to find out why and what you can do to change your trajectory. In today's fast-paced financial landscape, many business owners,...
![Episode 94: Find Your Comfort Number to Get Started and Factors Impacting Cash Value Growth of a Whole Life Policy [Secret Sauce Ep15]](https://canadianwealthsecrets.com/wp-content/uploads/2024/09/CWS-94-SS-15-400x250.png)
Episode 94: Find Your Comfort Number to Get Started and Factors Impacting Cash Value Growth of a Whole Life Policy [Secret Sauce Ep15]
Listen here on our website:Or jump to this episode on your favourite platform:How can you create an opportunity fund for your investment strategy NOW while strengthening your foundational “net worth” floor? In today’s episode, we break down how you can start with an...
Episode 93: Incorporating Your Company in Canada: 5 Questions That You Need To Consider
Listen here on our website:Or jump to this episode on your favourite platform:When should you incorporate your business in Canada? Are you confident that your business structure is optimized for growth, tax efficiency, and liability protection? In today's complex...
Episode 92: Do You Have a Retirement Plan or Retirement Prayer? Achieving Canadian Financial Independence
Listen here on our website:Or jump to this episode on your favourite platform:Are you prepared for a financially secure retirement, or are you leaving your future to chance? In this episode of the Canadian Wealth Secrets podcast, Jon Orr and Kyle Pearce delve into the...
The Canadian Wealth Dilemma: Pay Off Debt or Save on Taxes?
Listen here on our website:Or jump to this episode on your favourite platform:Are you looking to minimize your taxes while maximizing your wealth, but feeling stuck between conflicting financial priorities? In today’s financial landscape, many professionals and...