Guiding You On Your Wealth Building Journey
Recent Podcast Episodes
Episode 118: Why Time Is Your Biggest Ally (or Enemy): The Math Behind Early Retirement Part 1
Listen here on our website:Or jump to this episode on your favourite platform:Watch Now! The Math Behind Retirement and Specifically Early Retirement… Could you be unknowingly sabotaging your financial future by not fully understanding how compound interest is...
Episode 117: Stock Trading in Corporations: The Tax Landmine You Need to Avoid
Listen here on our website:Or jump to this episode on your favourite platform:Are you unintentionally giving half of your hard-earned money to taxes because of stock trading inside your corporation? As a business owner or high-income earner in Canada, navigating...
Episode 116: Why a Whole Life Insurance Policy Is The Right Tool For A Canadian Corporate Passthrough Structure – A FAQ Session
Listen here on our website:Or jump to this episode on your favourite platform:Watch Now! How a Canadian family turned $6,000 a year into a lifelong safety net. Are you ready to uncover how Canadian income tax strategies and smart investment planning can create a...
Episode 115: How Smart Canadian Business Owners Make $1 Million Feel Like $2 Million
Listen here on our website:Or jump to this episode on your favourite platform:Are you maximizing your corporate dollars to build wealth and minimize taxes, or are you leaving money on the table?As a business owner or entrepreneur, you’re likely juggling countless...
Episode 114: Beyond RRSPs: How One Family Turned $6000/year into a Lifetime Renewable Asset
Listen here on our website:Or jump to this episode on your favourite platform:Watch Now! How a Canadian family turned $6,000 a year into a lifelong safety net. Are you ready to uncover how Canadian income tax strategies and smart investment planning can create a...
Episode 113: Why Building Wealth Feels So Hard – And the Secret to Making It Easier | Whole Life Insurance as a Cornerstone Financial Tool
Listen here on our website:Or jump to this episode on your favourite platform:What if the secret to building wealth wasn’t about “more money” but about the right tool? What’s holding you back from using a whole life insurance policy as the cornerstone of your...
Episode 112: Turning $2.8M Net Worth Into a Money Making Machine That Will Grow Forever | Canadian Financial Planning Case Study
Listen here on our website:Or jump to this episode on your favourite platform:Watch Now! Are you leaving wealth-building opportunities on the table when designing your Canadian financial plan? Isn’t this the question we constantly ask ourselves? Is it the question...
Episode 111: The Canadian Investing Secret to Creating Wealth Out of Thin Air (No, It’s Not Magic!)
Listen here on our website:Or jump to this episode on your favourite platform:What if you could unlock an extra $200,000 in net worth and add millions to your Canadian Investing Strategy and estate, simply by restructuring how you invest? Many Canadian investors...
How a Clear Financial Plan Changed Everything for This Canadian Family’s Future
Client StoryHow a Clear Financial Plan Changed Everything for This Canadian Family’s FutureThe Problem Tony Petrielli had it all—or so it seemed. With a thriving career, a paid-off mortgage, a well-run business, and robust savings, Tony and his wife Marisa were...
![Episode 110: Unlock the Power of Retained Earnings: Tax Strategies for Business Owners and Wealth Builders [Secret Sauce Ep23]](https://canadianwealthsecrets.com/wp-content/uploads/2024/11/CWS-108-SS-022-Image-400x250.png)
Episode 110: Unlock the Power of Retained Earnings: Tax Strategies for Business Owners and Wealth Builders [Secret Sauce Ep23]
Listen here on our website:Or jump to this episode on your favourite platform:Watch Now! Incorporated business owners: what if you could use your retained earnings to grow your wealth, reduce taxes, and leave behind a supercharged estate—all at the same time? For...
Episode 109: How To Supercharge your RRSP: A Tax Guide for Canadian Entrepreneurs
Listen here on our website:Or jump to this episode on your favourite platform:Are you maximizing the use of your RRSP contributions, or could you be missing out on tax savings and wealth-building opportunities? In this episode, Kyle Pearce and Jon Orr dive into...
How One Canadian Business Owner Unlocked $3 Million in “Hidden” Wealth – Without Spending a Penny More
Client StoryHow This Canadian Business Owner Unlocked $3 Million in “Hidden” Wealth – Without Spending a Penny MoreImagine running a successful business for over 20 years, with retained earnings building up inside the company. For one of our clients, this was a...
Episode 107: Cash Damming vs. Smith Maneuver For Canadian Investors
Listen here on our website:Or jump to this episode on your favourite platform:Are you missing out on tax savings and passive income by not taking advantage of smart debt strategies like cash damming? Many Canadians are familiar with the Smith Maneuver for converting...
![Episode 106: Avoid Throwing $90K Down The Drain In This Canadian Passive Income Trap [Secret Sauce Ep21]](https://canadianwealthsecrets.com/wp-content/uploads/2024/10/CWS-104-SS-020-Image-1-400x250.png)
Episode 106: Avoid Throwing $90K Down The Drain In This Canadian Passive Income Trap [Secret Sauce Ep21]
Listen here on our website:Or jump to this episode on your favourite platform:Are you unknowingly giving away tens of thousands of dollars in taxes each year by being too conservative with your passive income and business earnings? For many business owners, keeping...
Episode 105: Why RRSPs Are Right For Only Some Canadian Business Owners
Listen here on our website:Or jump to this episode on your favourite platform:Are you confused about whether to keep contributing to your RRSPs or shift your focus to other wealth-building strategies? In this episode, we dive deep into the ongoing debate between RRSP...
Episode 104: Why Your Car Loan Is Draining Your Canadian Wealth (And How to Fix It) [Secret Sauce Ep20]
Listen here on our website:Or jump to this episode on your favourite platform:Tired of sinking money into car loans that seem never ending while leaving you trapped in a pit of depreciation? In today’s world, cars are a necessary expense for most of us, but they often...
Episode 103: Why Strategic Leverage Wins: Logic Over Emotion To Maximize Canadian Investments
Listen here on our website:Or jump to this episode on your favourite platform:Are emotions holding you back from growing your wealth? Are you making objective decisions regarding your wealth or is it possible that you’re like most business owners, entrepreneurs, and...
![Episode 102: The Million Dollar Mistake Most Canadians Are Making [Secret Sauce Ep19]](https://canadianwealthsecrets.com/wp-content/uploads/2024/10/CWS-102-SS-019-Image-400x250.png)
Episode 102: The Million Dollar Mistake Most Canadians Are Making [Secret Sauce Ep19]
Listen here on our website:Or jump to this episode on your favourite platform:Are you making the million-dollar mistake of paying off your mortgage too soon, missing out on greater wealth opportunities? In this episode, Kyle Pearce reveals a common financial misstep...
Episode 101: The Waterfall Method: Transfer Wealth, Minimize Canadian Taxes, and Build a Legacy
Listen here on our website:Or jump to this episode on your favourite platform:Are you prepared to protect your wealth and pass it on to future generations, all while enjoying your financial gains today? In this episode of Canadian Wealth Secrets, Kyle Pearce and Jon...
Episode 100: Why Interest Rates Don’t Matter If You Have Assets | Canadian Investment
Listen here on our website:Or jump to this episode on your favourite platform:Are you focusing too much on interest rates when planning to utilize good debt and conservative leverage for planning your financial future? In this episode, we dive into why interest rates...
Episode 99: Why The CRA is the Joint Venture Partner You Never Asked For and How To Plan For It
Listen here on our website:Or jump to this episode on your favourite platform:How to understand and navigate the joint venture partner you have in every single deal and investment you have! In this episode, Jon Orr and Kyle Pearce dive into the power and potential...
Episode 98: Why Your Holding Company Will Be Double-Taxed in Canada (And How to Fix It)
Listen here on our website:Or jump to this episode on your favourite platform:Are you unknowingly setting yourself up to lose over 70% of the wealth you built up through capital gains in your Canadian holding company? Many incorporated business owners are unaware of a...
Episode 97: Why You Shouldn’t Pay Off Your Canadian Mortgage (what you should do instead)
Listen here on our website:Or jump to this episode on your favourite platform:Should you pay off your mortgage? Is paying off your personal mortgage early truly the best financial move you can make? If you do, then it’s possible you will miss out on other...
Episode 96: Should You Refinance Your Canadian Investment Properties to Pay Down Your Primary Home Mortgage? | Passive Income
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered how you can refinance your real estate and tap into the hidden equity to build wealth while minimizing taxes? In today's real estate market, many property owners are...
Episode 95: Two Barriers Preventing You From Reaching Financial Independence | FIRE
Listen here on our website:Or jump to this episode on your favourite platform:You may not ever reach financial independence, listen in to find out why and what you can do to change your trajectory. In today's fast-paced financial landscape, many business owners,...
![Episode 94: Find Your Comfort Number to Get Started and Factors Impacting Cash Value Growth of a Whole Life Policy [Secret Sauce Ep15]](https://canadianwealthsecrets.com/wp-content/uploads/2024/09/CWS-94-SS-15-400x250.png)
Episode 94: Find Your Comfort Number to Get Started and Factors Impacting Cash Value Growth of a Whole Life Policy [Secret Sauce Ep15]
Listen here on our website:Or jump to this episode on your favourite platform:How can you create an opportunity fund for your investment strategy NOW while strengthening your foundational “net worth” floor? In today’s episode, we break down how you can start with an...
Episode 93: Incorporating Your Company in Canada: 5 Questions That You Need To Consider
Listen here on our website:Or jump to this episode on your favourite platform:When should you incorporate your business in Canada? Are you confident that your business structure is optimized for growth, tax efficiency, and liability protection? In today's complex...
Episode 92: Do You Have a Retirement Plan or Retirement Prayer? Achieving Canadian Financial Independence
Listen here on our website:Or jump to this episode on your favourite platform:Are you prepared for a financially secure retirement, or are you leaving your future to chance? In this episode of the Canadian Wealth Secrets podcast, Jon Orr and Kyle Pearce delve into the...
The Canadian Wealth Dilemma: Pay Off Debt or Save on Taxes?
Listen here on our website:Or jump to this episode on your favourite platform:Are you looking to minimize your taxes while maximizing your wealth, but feeling stuck between conflicting financial priorities? In today’s financial landscape, many professionals and...
Episode 91: What Future You Wishes You Knew Right Now – Important Moves for Canadian Financial Independence (FIRE)
Listen here on our website:Or jump to this episode on your favourite platform:Should you cancel your safety net structures like life insurance or disability when you reach your financial independence and are ready to retire early? This question is addressed when you...
![The Canadian Passive Income Tax Trap: The Problem Every Successful Incorporated Business Owner Has and How to Solve It [Secret Sauce Ep13]](https://canadianwealthsecrets.com/wp-content/uploads/2024/09/2024-08-02-CWS-SS-013-Solving-a-Corporate-Passive-Income-Tax-Issue-1.png)
The Canadian Passive Income Tax Trap: The Problem Every Successful Incorporated Business Owner Has and How to Solve It [Secret Sauce Ep13]
Listen here on our website:Or jump to this episode on your favourite platform:Are you an incorporated business owner paying the high investment income tax rates on your corporate held assets like high-yield savings, GICs, dividend stocks or real estate rental income?...
Episode 90: Misconceptions with The Smith Maneuver: What You Need To Know For Tax Strategy in Canada
Listen here on our website:Or jump to this episode on your favourite platform:Are you leveraging your home equity to its fullest potential, or are you leaving valuable financial opportunities on the table? In today’s challenging financial landscape, finding ways to...
![When It Doesn’t Make Sense for a Canadian Small Business Owner to Invest in RRSPs [Secret Sauce Ep12]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/2024-07-19-CWS-SS-012-When-it-doesnt-make-sense-for-a-business-owner-to-invest-in-RRSPs-400x250.png)
When It Doesn’t Make Sense for a Canadian Small Business Owner to Invest in RRSPs [Secret Sauce Ep12]
Listen here on our website:Or jump to this episode on your favourite platform:Are you making the most out of your RRSP investments as a business owner, or is there a better way to secure your financial future? In this episode, we tackle the critical question of...
![What Does The Insurance Company Do with my Premiums? [Secret Sauce Ep11]](https://canadianwealthsecrets.com/wp-content/uploads/2024/08/What-Does-The-Insurance-Company-Do-with-my-Premiums-400x250.png)
What Does The Insurance Company Do with my Premiums? [Secret Sauce Ep11]
Listen here on our website:Or jump to this episode on your favourite platform:Are you leaving money on the table by not maximizing your corporate-owned or personal life insurance policy? If you've ever wondered where your money goes once it's in a life insurance...
Episode 89: 3 Reasons The Wealthy Avoid Paying Down Debt
Listen here on our website:Or jump to this episode on your favourite platform:Are you using debt as a tool to build wealth, or is it holding you back from financial freedom? In this episode of the Canadian Wealth Secrets Podcast, Jon Orr and Kyle Pearce dive into the...
Episode 88: Why the Capital Gains Tax Increase in Canada Isn’t Your Biggest Income Tax Problem
Listen here on our website:Or jump to this episode on your favourite platform:Does the increase in Canadian capital gains tax inclusion rate rolled out by the Liberal government have you wondering how this change will affect your investments and overall net worth? In...
Why Canadian Small Business Owners Need To Re-Consider How You Are Using Your Capital Dividend Account
Listen here on our website:Or jump to this episode on your favourite platform:Are you making the most of your corporation’s retained earnings, or are you missing out on tax-saving opportunities using your capital dividend account? In this episode of Canadian Wealth...
What Should A Good Financial Advisor Charge To Manage My Canadian Investment Portfolio?
Listen here on our website:Or jump to this episode on your favourite platform:Are you struggling to navigate the complex world of corporate tax strategies and maximize your business's retained earnings? In today's challenging financial landscape, many business owners...
The Smith Maneuver Explained: A Case Study On Innovative Canadian Investment & Tax Strategies
Listen here on our website:Or jump to this episode on your favourite platform:Are you tired of high mortgage interest rates eating into your savings? Discover how the Smith Maneuver could turn your biggest expense into a powerful investment strategy! In this episode,...
Solving Your Canadian Small Business Retained Earnings Tax Problem | Corporate Tax Strategies
Listen here on our website:Or jump to this episode on your favourite platform:Are you struggling to navigate the complex world of corporate tax strategies and maximize your business's retained earnings? In today's challenging financial landscape, many business owners...
Who SHOULDN’T Buy A Permanent Life Insurance Policy in Canada
Listen here on our website:Or jump to this episode on your favourite platform:Is a permanent life insurance policy right for you? Have you filled all of your tax sheltered buckets like RRSPs and TFSAs? Are you maximizing the benefits of life insurance in your wealth...
Episode 85: Real Estate Investment Strategies for Canadian Entrepreneurs from Experts in the Toronto Real Estate Market
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered how top real estate professionals turn market challenges into wealth-building opportunities? In today's fluctuating real estate market, many investors face uncertainty...
![Your Canadian Portfolio Rate of Return Reality Check [Secret Sauce Ep7]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/CWS-Secret-Sauce-SS-Episode-7-400x250.png)
Your Canadian Portfolio Rate of Return Reality Check [Secret Sauce Ep7]
Listen here on our website:Or jump to this episode on your favourite platform:Watch Now!Are you aware of the true rate of return on your Canadian portfolio, or have you been misled by common myths? Many Canadian investors are lulled into a false sense of security,...
![RRSP Investment Options and Alternatives For Business Owners [Secret Sauce Ep6]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/CWS-SS-006-2024-07-12-Secret-Sauce-Ep-6-400x250.png)
RRSP Investment Options and Alternatives For Business Owners [Secret Sauce Ep6]
Listen here on our website:Or jump to this episode on your favourite platform:Are you an incorporated business owner struggling to determine the best retirement investment vehicle for the profits you retain in your corporation each year while minimizing the overall...
Episode 84: Jailbreak Your Retained Earnings and Minimize Expenses Related to Income Tax & Capital Gains Inclusion Rate Hikes
Listen here on our website:Or jump to this episode on your favourite platform:Are your retained earnings trapped inside your corporate structure? Wondering how you can jailbreak your retained earnings without gifting 50% of your net operating income to the Canadian...
Episode 83: Passive Income Investing Through Real Estate – Passive Income or Business Income?
Listen here on our website:Or jump to this episode on your favourite platform:When you started turning your attention towards real estate as your passive income investing path, were you thinking that it wouldn't be much work? If you did, you're wrong. Unless you are a...
![Is Your Old Whole Life Insurance Policy Still Worth It? [Secret Sauce Ep5]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/CWS-Secret-Sauce-SS-Episode-5-400x250.png)
Is Your Old Whole Life Insurance Policy Still Worth It? [Secret Sauce Ep5]
Listen here on our website:Or jump to this episode on your favourite platform:Have you ever wondered if that old whole life insurance policy is still worth keeping, or if it’s time to cash it out and invest elsewhere? In this Secret Sauce episode of Canadian Wealth...
![Volume Negates Luck: Hot Take On Alex Hormozi’s Favourite Business Phrase [Secret Sauce Ep4]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/Volume-Negates-Luck-A-Canadian-Wealth-Secrets-Take-400x250.png)
Volume Negates Luck: Hot Take On Alex Hormozi’s Favourite Business Phrase [Secret Sauce Ep4]
Listen here on our website:Or jump to this episode on your favourite platform:Ever heard the phrase “Volume Negates Luck”? Today, we dig into Alex Hormozi’s phrase describing how consistent, repetitive actions in business and wealth-building can create opportunities...
Episode 82: From $1,000 to $10 Million: A Canadian Real Estate Journey From a 60-Hour Work Week to True Time Freedom
Listen here on our website:Or jump to this episode on your favourite platform:Imagine moving to a country with only $1,000 in your pocket and a dream of improving your way of life only to realize that your dream meant grinding over 60 hours per week for “success.” In...
![Are Your Investment Priorities Out of Whack? Time for an Adjustment? [Secret Sauce Ep3]](https://canadianwealthsecrets.com/wp-content/uploads/2024/07/Card-Side-2-400x250.jpg)
Are Your Investment Priorities Out of Whack? Time for an Adjustment? [Secret Sauce Ep3]
Listen here on our website:Or jump to this episode on your favourite platform:Your priorities may be out of whack and you’re focusing on the wrong things. Discover how a simple shift in mindset could transform your approach to business, personal, and financial success...