Your Corporation Is a Fancy RRSP — And Most Owners Are Wasting It

by Aasad | Jul 8, 2026 | Blog

There’s a moment that comes up again and again in conversations with successful Canadian business owners. They’ve built a profitable company, kept the money inside it, watched the retained earnings balance grow, and they feel good about it. Then someone...

Ontario Cut the Small Business Tax Rate. Before You Celebrate, Review The Real Implications

by Aasad | Jun 29, 2026 | Blog

The headline writes itself. Ontario is cutting its small business deduction tax rate from 3.2% to 2.2% effective July 1, 2026. One outlet framed it as a 30% reduction, which is technically true and exactly the kind of statistic designed to make you feel like the...

The RRSP Tax Bomb: How High Earners Get Blindsided at Retirement

by Aasad | Jun 24, 2026 | Blog

For decades, Canadian financial planning has told the same story about RRSPs: contribute as much as you can, let it grow tax-deferred, and draw it down in retirement when your income is lower. It’s good advice — in the right situation. But there is a growing...

Your Corporate Passive Income Is Being Taxed at 50% — And It May Be Costing You Even More Than That

by Aasad | Jun 14, 2026 | Blog

There’s a tax conversation most incorporated Canadian business owners have never had. If your corporation is holding an investment portfolio, generating rental income, or earning interest on cash balances, that income is likely being taxed inside the corporation...

Corporate-Owned Life Insurance in Canada: The Tax-Free Wealth Strategy for Business Owners

by Aasad | Jun 6, 2026 | Blog

There is a financial mechanism available to incorporated Canadian business owners that most accountants don’t proactively explain, most financial advisors don’t fully understand, and that salaried employees simply don’t have access to. It involves...